No one likes to budget, or put money aside not to be used right now. Unless it is for a specific reason and the sooner it arrives the better, right?
Yet when it comes to your retirement, that is just what you have to do. If you don't put money aside then you are screwing up your retired years and life; this is supposed to be when you get to kick back and enjoy. I know I have some big plans for my future, which means I am going to need money. Thus should start saving for it sooner than later. So then why don't we all procrastinate saving for it? Too much we want to use the money on right now. Or maybe we cannot face up the fact that one day we might get old.
I know better. I try to live life like I will die tomorrow and plan to live to 100. Either way, I am getting back on the horse and aim to max out my companies 401k match program. I figured this would be a good place to start. Don't worry, I remember to diversify my portfolio. Though doing this part of my future planning has gotten me thinking about budgeting better. I think it is going to be a real priority in 2013.
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